It’s Day 8 of 60 Days to Change, and it’s time to get down to the nitty gritty (I have no idea what constitutes something being nitty and/or gritty). It’s debt week. If you have debt, then we will help you put together a plan on how to eliminate it while forming lasting money habits.

The first step is to pull your credit report. This costs you nothing, and more importantly it won’t negatively impact your credit. Go to Annual Credit Report and pull your credit report today. You have absolutely no reason not to do this. You need to know how your credit appears to others. While you can’t “repair” your credit, you can certainly improve your credit score by making payments on time. You also need to try to keep your balances well below their limits. In fact, try to keep your balance to limit ratio below 35%.

I wanted to take a quick second to welcome our users that are watching us on WLFI, WTHI, and WANE. The 60 Days to Change program is growing, and we are thankful to both Lin Broadcasting and our main partners, 24 Hour News 8.
About Green Candyâ„¢

Green Candy™ (www.GreenCandy.com) is an online financial assessment tool that helps Gen Y-ers and Millennials get on the right financial track before the “debt hits the fan.” Introduced by radio personality, comedian and financial expert Pete the Planner (www.PeteThePlanner.com), Green Candy’s ™ various “pods” allow users to assess their financial health and competency in common areas such as Debt, Budgeting, Investing, Charity, Risk Management and Major Purchases, as well as in areas unique to Gen Y. A subsequent series of targeted worksheets, podcasts, tip sheets, and action plans guides them to the financial promise land. Green Candy™: Get in control before the debt hits the fan.

About Pete the Planner

Pete the Planner (www.PeteThePlanner.com) is expert financial planner Peter Dunn’s super-saving alter ego. Peter is an award-winning comedian and rising star in the financial world. Named one of “Indy’s Best and Brightest” in finance in 2007 by KPMG, Peter was also declared one of NUVO magazine’s “30 under 30 to Watch in the Arts” for comedy. Peter is the author of What Your Dad Never Taught You About Budgeting (2006) and is the host of the popular radio show Skills Your Dad Never Taught You on News Talk 1430 (WXNT). He blogs regularly at www.petetheplanner.com/blog. Pete appears regularly on Fox News and Fox Business as well as various CBS stations. His newest book, 60 Days to Change, is due out in June.