One thought on “Ep. 124: Essential Truths

  1. I understand your point about not applying income increases to lifestyle creep, but how do you differentiate between life changes and lifestyle creep? For example, when you have children, your “life” is going to cost more and as they grow up, they’ll be involved in sports, music, etc. which cost money. But what is “life” and what is lifestyle creep? Is playing Little League “life” and playing on the travel team lifestyle creep?

    I’m well past this and closer to retirement, but that was a clear cut example of my question.

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