My friend David Klain is a real estate czar, the owner of my favorite coffee shop (Zing Cafe), and a parent. So it’s no surprise that last week he and I got talking about our kids’ financial futures when I bumped into him. The conversation was so great, I invited him on the show.Over coffee, we talked about saving for college, teaching work ethic, planning for retirement, and creating a better financial life for our children. David and I pretty much see eye to eye on these topics, but it can get hairy out there with all the parenting opinions on the interwebs. Listen at your own risk, we don’t sugar-coat our opinions.