M$D: June 5, 2026
Todd’s main concerns, in his own words:
My wife and I are currently in a good financial position (good jobs, decent retirement savings, decent earnings to spending ratio, minimal debt). However, over the next 12-24 months, we have a number of major life events to plan (and pay) for including:
-Starting graduate school ($~100,000 total cost)
-Buying a house
-Starting a family (1st a puppy, then a baby)
We’ve done a decent job managing our financial lives to this point, and just want to make sure we stay on track with these major events upcoming!
What we cover in this episode:
- What to do to prepare for major life changes
- Whether or not to get a “starter” home
- How to make a rental property a part of the financial plan
- When the long and short-term make sense, but the mid-term is variable
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