Exactly how to freeze your credit

Below you will find the screenshots involved with freezing your credit. If you didn't already know, freezing credit is a very healthy and normal process that won't affect your daily life in a negative way. It only serves as an additional layer of protection against identity thieves and hackers. I strongly believe everyone should freeze their credit.

There are three credit bureaus, and you should freeze your credit with all three. The three bureaus are Experian, Equifax, and TransUnion. Simply click on the names of the bureaus in this post, and you will land directly on the credit freeze application pages. The process will take you less than 10 minutes per person.

When you freeze your credit, you will be given a Personal Identification Number (PIN) which will allow you to unfreeze your credit, at your discretion. Be sure to write down you PIN and keep it in a safe place. Identity thieves have every other piece of information necessary to unfreeze your credit and hack it, except this PIN.

Experian

Step 1

If you get locked-out or have trouble, call Experian directly at 1‑888‑397‑3742

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Equifax

Step 1

If you get locked-out or have trouble, call Equifax directly at 1-800-685-1111.

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TransUnion

Step 1

If you get locked-out or have trouble, call TransUnion directly at 1‑800‑680‑7289.

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Freezing your credit is the best way to prevent identity theft, and here's a post explaining why.