Exactly how to freeze your credit

Written by
Peter Dunn

Below you will find the screenshots involved with freezing your credit. If you didn't already know, freezing credit is a very healthy and normal process that won't affect your daily life in a negative way. It only serves as an additional layer of protection against identity thieves and hackers. I strongly believe everyone should freeze their credit.

There are three credit bureaus, and you should freeze your credit with all three. The three bureaus are Experian, Equifax, and TransUnion. Simply click on the names of the bureaus in this post, and you will land directly on the credit freeze application pages. The process will take you less than 10 minutes per person.

When you freeze your credit, you will be given a Personal Identification Number (PIN) which will allow you to unfreeze your credit, at your discretion. Be sure to write down you PIN and keep it in a safe place. Identity thieves have every other piece of information necessary to unfreeze your credit and hack it, except this PIN.

Experian

Step 1

If you get locked-out or have trouble, call Experian directly at 1‑888‑397‑3742

Screen Shot 2015-02-09 at 8.26.07 AM

Step 2

Screen Shot 2015-02-09 at 8.26.40 AM

Step 3

Screen Shot 2015-02-09 at 8.27.03 AM

Step 4

Screen Shot 2015-02-09 at 8.28.00 AM

Equifax

Step 1

If you get locked-out or have trouble, call Equifax directly at 1-800-685-1111.

Screen Shot 2015-02-09 at 8.22.55 AM
Screen Shot 2015-02-09 at 8.23.13 AM

Step 2

Screen Shot 2015-02-09 at 8.24.29 AM

Step 3

Screen Shot 2015-02-09 at 8.24.59 AM

TransUnion

Step 1

If you get locked-out or have trouble, call TransUnion directly at 1‑800‑680‑7289.

Screen Shot 2015-02-09 at 8.41.05 AM

Step 2

Screen Shot 2015-02-09 at 8.41.35 AM

Step 3

Screen Shot 2015-02-09 at 8.42.31 AM

Step 4

Screen Shot 2015-02-09 at 8.43.36 AM

Freezing your credit is the best way to prevent identity theft, and here's a post explaining why.

Step up your financial wellness game.

Stay up-to-date with the latest in employee wellbeing from the desk of Pete the Planner®. Subscribe to the monthly newsletter to get industry insights and proven strategies on how to be the wellness champion your team wants you to be.