Is it smart to become a first-time homeowner in your 50s?
Hi, I’m in the process of trying to get on track and turn things around. But since I am a renter and also do not have much of a savings to speak of…how do I get to a place where…
All posts by Jennifer Streaks
When to take out a HELOC loan and when to pay cash for home improvements.
We have a credit score of 750 +, have cash in the bank and have a home equity loan (no balance) for a tax deduction. We want to spend $5,000 on home improvements. Should we use a home loan and…
How do you budget on a bi-weekly pay schedule when most bills are monthly?
Question regarding budgeting. When you budget your monthly income what do you do with the two months a year where a bi-weekly paid employee gets paid 3 times? Do you average it out across all 12 months? Not account for…
Creating financial harmony with a live-in partner
My boyfriend and I have been living together for just over a year. I pay him “rent” – $400, but also buy a fair share of the groceries (probably more than my fair share) and various activities we do. We…
I ruined my credit, now what?
Hello! My name is Michael. I am married with 2 kids. I have a lot of back debt and I don’t know where to even start paying it off. I don’t make that much. About $19 an hour and I…
How a pay cut should impact your debt payoff plans
I find myself in a tough spot and I am not sure what to do in this situation. My husband recently lost his position within the company he works for. They offered him an alternative position that unfortunately has significantly…
Should I consolidate my credit card debt?
I’m 24, and have been married for a year and a half now. Until about a year ago, we were debt free. Now with some regular life hitting us + some unwise spending we’ve found ourselves in about $12,000 of…