Ep. 69: Todd is about to go back to school, buy a house, and start a family

M$D: June 5, 2026

Meet Todd

Age: 27

Todd’s main concerns, in his own words:

My wife and I are currently in a good financial position (good jobs, decent retirement savings, decent earnings to spending ratio, minimal debt). However, over the next 12-24 months, we have a number of major life events to plan (and pay) for including:

-Starting graduate school ($~100,000 total cost)
-Buying a house
-Starting a family (1st a puppy, then a baby)

We’ve done a decent job managing our financial lives to this point, and just want to make sure we stay on track with these major events upcoming!

What we cover in this episode:

  • What to do to prepare for major life changes
  • Whether or not to get a “starter” home 
  • How to make a rental property a part of the financial plan
  • When the long and short-term make sense, but the mid-term is variable

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