I had a great time hosting my two webinars this week! My goal every day is to help as many people as possible work toward financial wellness and these webinars were just another way I could do that. So why is ending your year strong such a big deal? Because slacking off for just a few weeks can ruin your financial life. I don't want you to chuck your budget out of the window because it's the holidays and you are "going to set great resolutions on January 1st." Not good enough, no resolutions here. I want you to evaluate this year and start making changes immediately.
At the holidays we all tend to get a little looser with our budget, but don't give in. Just a few poor money decisions can lead to months, even years of financial stress. I don't want that for you. So besides the tips above I want you to clearly define what goals you want to accomplish in the coming year and then break those goals down into 30 day segments. I don't want you to make those blanket resolutions like 'We are going to eat out less this year.' I want you to make a specific goal like 'This month we are going to decrease our food expenditures by $150.' That is a specific and attainable goal. Another attainable goal would be to increase your contribution to your retirement fund by 1% every month.
If one of your monthly goals is to create or build up your emergency fund then I am excited to let you know I can help you with that. I've developed a new program to help you save $465 in 30 days. All you need to do is register for the program and I will tell you how it works. Then I'll send you weekly encouragement emails to keep your momentum going and motivation up.
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