We are now deep into February, 2009 is far behind us, and if you haven’t started to think about what 2010 means for your financial life, then now is the time to think about it. Financial accomplishment is easiest when you are working from a game plan, or better yet, a set of very specific financial goals. If you have ever gotten to the end of a year and thought “Wow, that went fast, we didn’t really make any financial progress,” then it is likely that you lacked an effective game plan.
I believe that setting three financial goals for the years is the best way to have a focused productive year. Too many times people have too many goals, and that distracts them from actually accomplishing any of them. Once you accomplish your first three goals, then you can move on to three more. You can only have three goals at a time.
It is very important to me that you put pen to paper today, and write down 2010’s goals. Your goals should include a date and very specific details. For example; I would like to increase my savings account by $1,000 by March 31st. Or maybe this: I would like to pay off my car loan by June 15th. Either of these goals would be great, and both of them are more achievable once you decide that they are important enough to write down.
Now it’s you turn. Print this document, and write down the three most important goals that you have in 2010.
I would love to talk to you about your goals. Feel free to comment or email me, and we can talk about ways to achieve these goals. Remember, you need an accountability partner to achiever your goals, and you know my email address.
Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.