Last Friday was the beginning of the holiday shopping frenzy. Mrs. Planner and I actually participated and got all of our holiday shopping finished. Our secret is to go to an outdoor mall in 25 degree weather. There are no crowds.
Here is another way to avoid the malls and the crowds. Today is called Cyber Monday. It is the day that all the online retailers have special deals set up for you. If you are going to shop for your loved ones, I would at least like you to get the best deals.
Have fun.

Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.