It’s a question many have asked. This is a divisive issue with people strongly vocal on either side. When it comes to these sorts of issues, I call up my buddy Kamy Akhavan of ProCon.org. I love his site, and I seriously appreciate his knowledge on both sides of these types of issues.
Check out the PRO side of this question here:
And the CON here:

Peter Dunn a.k.a. Pete the Planner® is an award-winning financial mind and a former comedian. He’s a USA TODAY columnist, author of ten books, and is the host of the popular radio show and podcast, The Pete the Planner Show. Pete is considered one of the foremost experts on financial wellness in the world, but he’s just as likely to talk your ear off about bass fishing.